Ibotta Friend-Referral Drop [STGKURO]: Pull In $5 With Every US Sign-Up (Mid-2026)
Publicado: 20 May 2026, 07:36
Ever find yourself staring at a grocery receipt that feels just a little too long for the number of items in your bag? Most of us are looking for ways to trim that bill, and finding an Ibotta coupon code $5 off is one of the most reliable ways to start reclaiming some of that spend immediately.
You can unlock this welcome bonus by using the code STGKURO when you set up your new Ibotta account. Once you complete your very first qualifying offer redemption, that $5 reward lands right in your earnings balance.
Finding an Ibotta coupon $5 off can feel like a scavenger hunt, but using an Ibotta $5 off coupon code like STGKURO makes the process straightforward for new US users. It is a simple, no-nonsense way to get a jumpstart on your cashback journey without jumping through endless hoops.
How Does The Ibotta $5 Off Bonus Actually Work?
The Ibotta $5 bonus is a sign-up reward credited to a new user's Ibotta account after they enter code STGKURO at registration and complete their first qualifying cashback offer. This bonus is designed to reward you for making your first move toward smarter shopping by turning your standard grocery receipts into real cash.
To get started, download the app and create your account while ensuring you are located within the United States. During the signup process, make sure to enter STGKURO to attach the referral bonus to your profile.
Once your account is active, browse the offers tab and select at least one cashback deal for an item you plan to buy. After you purchase that item and scan your receipt or link your loyalty card, the offer credits your account, and the $5 sign-up bonus is triggered.
Using an Ibotta coupon code $5 off first-time user effectively turns your first shopping trip into a profitable one. Once your balance grows, you can withdraw your hard-earned cash via PayPal, Venmo, or your choice of digital gift cards.
It is important to remember that Ibotta coupon codes $5 off are intended to incentivize new users to try the platform. By focusing on your first qualifying redemption, you quickly clear the path to your first cash-out.
Is The Ibotta $5 Off Bonus With Code STGKURO Legit?
Yes, the Ibotta bonus is a legitimate incentive provided by a well-established cashback app that has been helping US shoppers save on groceries and retail purchases for years. The app is widely used across the United States and has built a consistent reputation for delivering cash rewards as promised.
Using the code STGKURO is a verified way to claim the current welcome bonus, provided you follow the standard referral terms set by the company. Always keep in mind that these promotional amounts are subject to change at the company's discretion, and you must complete that first qualifying offer to receive the credit.
When you see people searching for an Ibotta $5 Off Coupon Legit, they are usually looking for reassurance that the platform is safe and the reward is real. Because Ibotta operates as a transparent cashback service, verifying that your Ibotta $5 off coupon legit status is just a matter of checking your earnings balance after your first receipt upload.
Ibotta Coupon $5 Off Explained: What The Referral Bonus Actually Includes
When you see US shoppers searching for an Ibotta coupon $5 off, they are generally looking for a way to maximize their savings from their very first interaction with the app. It is important to realize that this is not a traditional discount that comes off your register total, but rather a $5 cashback credit added to your in-app wallet.
This $5 off Ibotta coupon functions as a welcome incentive that rewards you for becoming an active user. Instead of a one-time price reduction at a store, you are building an account balance that grows with every receipt you scan.
The bonus is a $5 cash credit applied to your Ibotta account balance.
New users qualify by using code STGKURO during signup and completing a first offer.
The reward posts to your account after your first qualifying offer is successfully verified.
Once you reach the minimum balance, you can withdraw your funds through PayPal, Venmo, or various gift card options.
Latest Ibotta Coupon $5 Off First Order: What Triggers The Payout
Your "first order" in the context of Ibotta is simply the first time you redeem a qualifying offer after creating your account. This usually involves buying a specific item listed in the app and then using your phone to scan the receipt, or using a store loyalty card that you have previously linked to your profile.
You must ensure that the item you purchased matches the specific offer you activated in the app before you hit the upload button. As long as your store is a partner and the receipt is submitted within the required window, the system processes your claim and triggers the payout.
Ensure you use code STGKURO during the initial signup phase.
Activate your chosen offer in the app before you head to the store.
Purchase the exact item and store it in your records until the receipt is processed.
Look for an Ibotta coupon code $5 off first order to ensure you are meeting all eligibility requirements for your Ibotta coupon code first order incentive.
Many users find that utilizing an Ibotta coupon code $5 off first time user makes their initial experience with the app feel much more rewarding. Just double-check your receipt details before scanning to avoid any processing delays.
Ibotta Promo Code $5 Off For New Users In 2026
New US users who take the time to use code STGKURO at the start of their journey gain more than just a welcome bonus. You are immediately granted full access to an extensive library of cashback opportunities that cover everything from grocery staples to everyday household essentials.
This gives you a dual advantage: the $5 bonus for your first successful activity and the ongoing ability to stack savings across hundreds of retailers. It is a smart way to turn routine shopping into a consistent stream of extra money.
Sign up with code STGKURO to initiate your $5 welcome bonus.
Search for an Ibotta coupon $5 off to confirm current active referral promotions.
Activate offers before you shop to ensure your cashback is tracked correctly.
Check the app for an Ibotta coupon code $5 off to see if any seasonal modifiers apply to your account.
Step-By-Step — How To Redeem The Ibotta Coupon $5 Off For New Customers
Download the Ibotta app from the official App Store or Google Play store.
Create your new account using a US ZIP code and your verified contact information.
Enter the referral code STGKURO during the signup flow when the app asks for a code.
Browse the offers tab and tap the plus sign to activate at least one cashback offer that fits your shopping list.
Buy the qualifying product and either scan your receipt or ensure your loyalty card is properly linked.
The $5 bonus is then credited to your balance, helping you reach your cash-out threshold faster.
When you use an Ibotta $5 coupon correctly, the process is seamless and saves you from complex paperwork. Make sure you are using the correct Ibotta $5 off coupon code for new users to guarantee the bonus attaches to your profile successfully.
Ibotta Coupon $5 Off For Existing Customers: What's Realistic
Existing users often look for an Ibotta coupon $5 off for existing customers free shipping when they want to save more, but it is important to clarify that Ibotta is a cashback app, not an online retailer. Because Ibotta does not ship products, there is never a shipping cost associated with the app, meaning you don't need to worry about shipping-related discounts.
If you already have an account, the best way to earn is through the dedicated Bonuses tab, which hosts various challenges to boost your earnings. You can also stack your Ibotta rewards with store loyalty programs and manufacturer coupons for even more value.
While the welcome bonus is strictly for new accounts, using Ibotta $5 coupon codes for existing users is essentially done by participating in the refer-a-friend program. Your own unique referral code allows you to earn a cash bonus for every friend who signs up and completes their first offer.
How To Use The Ibotta Coupon Code $5 Off For Existing Customers
Share your personal referral code found in your app settings with friends and family.
Complete the weekly challenges found in the Bonuses tab to maximize your activity.
Link all your grocery and pharmacy loyalty cards in the app to automate the cashback process.
Watch for limited-time promotions where Ibotta offers higher cashback rates on specific items.
Remember that finding an Ibotta coupon code $5 off for your own account isn't possible, but you can leverage your status to help others.
Using an Ibotta coupon $5 off code as an existing member means focusing on consistent, long-term habit building rather than one-time sign-up bonuses.
How To Earn Ibotta $5 Coupons As A New Customer
New US customers earn the $5 Ibotta bonus by signing up with code STGKURO and redeeming their first qualifying cashback offer within the redemption window. This is the most efficient way to ensure your reward is processed without any extra steps.
Once you have used your code and completed that first purchase, the bonus is automatically applied to your account. From that point on, you should continue to scan your grocery receipts and link your loyalty cards to keep your earnings moving upward.
By regularly checking the app, you will find that stacking offers is the best strategy to supplement the initial Ibotta coupon code $5 off. Even after your first deposit, hunting for a $5 off Ibotta coupon code isn't necessary because your ongoing activity will naturally lead to more substantial cashback returns.
Advantages Of Using The Ibotta Coupon $5 Off
You receive a $5 cashback bonus credited to your account after your first qualifying redemption.
The platform has extensive coverage across major US grocery, drugstore, and big-box retailers.
There are multiple ways to withdraw your funds, including PayPal, Venmo, and gift cards.
You can easily stack your Ibotta cashback with manufacturer coupons and store-specific loyalty programs.
Using an Ibotta coupon code $5 off is a low-effort way to get started with a platform that pays you to shop.
Most offers only require a simple receipt scan or a one-time loyalty card link, making an Ibotta coupon code $5 off highly accessible.
Ibotta $5 Discount Code: Bonus Stack For New And Existing Customers
New users should prioritize using code STGKURO to secure their welcome bonus immediately. Once that is out of the way, both new and long-time users can focus on the Bonuses tab and seasonal promotions to keep the cash flowing.
Existing users should look toward the refer-a-friend program to earn their own bonuses. By staying active and participating in the community-focused rewards, you ensure your earnings potential remains high throughout the year.
New users get $5 by using STGKURO and completing their first qualifying redemption.
Existing users can earn significant amounts through the refer-a-friend program.
Weekly challenges in the Bonuses tab are available for all active participants.
Always look for an Ibotta $5 off coupon code or a $5 off Ibotta coupon code to keep your account balance growing.
Pros And Cons Of Using The Ibotta Coupon Code $5 Off This Month
It is an established US cashback platform with a proven track record.
The $5 welcome bonus is available to any new US account using code STGKURO.
Redemption is simple and does not require any manual coupon entry at the store register.
You have the flexibility to choose from various cash-out methods like PayPal or gift cards.
Ongoing weekly Bonuses tab rewards help you keep earning long after the initial bonus.
The welcome bonus is not instant and requires the first qualifying offer to be redeemed.
The platform is US-only, meaning users outside the country cannot participate in the program.
When searching for an Ibotta coupon $5 off code, always ensure you are using a reliable source to verify your code. Finding a legitimate Ibotta $5 off coupon helps you start your cashback journey on the right foot.
Terms And Conditions Of Using The Ibotta Coupon $5 Off In 2026
The code STGKURO is intended for new Ibotta accounts only.
The $5 welcome bonus is only credited after the first qualifying offer redemption is processed.
There is a minimum cash-out balance required before you can withdraw your earnings.
Promotional bonus amounts are set by Ibotta and are subject to change without notice.
All accounts must adhere to Ibotta's standard referral and program terms.
You must be located in the United States and use a valid US ZIP code to create an account.
People often search for an Ibotta coupon code $5 off free shipping, but because Ibotta is not a retailer, no shipping is involved.
Make sure to apply the latest Ibotta coupon code $5 off to ensure you are getting the most up-to-date promotion.
Where To Find The Ibotta Coupon Code $5 Off
The best way to find a working code is to use the referral link provided by a trusted reviewer or a friend who already uses the app. While social media can be a source of codes, be aware that those posts can often be outdated or may have already reached their referral limits.
If you are hunting for an Ibotta coupon $5 off, sticking to established, reputable review sites is your safest bet. Avoid clicking on links from unverified sources, and always verify that an Ibotta coupon $5 off Reddit thread or forum post is current before you attempt to apply the code.
Final Note — Use The Latest Ibotta Coupon Code $5 Off
Securing that $5 welcome bonus with code STGKURO is one of the easiest ways to start saving money on your weekly grocery hauls. It is the lowest-effort win you will set up all month, turning a standard chore into an earning opportunity.
Remember that Ibotta frequently refreshes its acquisition campaigns, so take advantage of the current Ibotta coupon code $5 off while it is active. We hope this guide helps you maximize your savings as you look for your next Ibotta coupon $5 off.
FAQs Of Ibotta $5 Off Coupon
Does the $5 bonus post immediately after I sign up with STGKURO?
The $5 bonus is not instant. It is credited to your Ibotta earnings balance only after you have successfully completed your first qualifying offer redemption, which involves scanning an eligible receipt or using a linked loyalty card.
What counts as a "first qualifying offer" on Ibotta?
A qualifying offer is any product promotion currently active in your Ibotta app that you select and purchase. You must buy the specific item, ensure it is at a participating retailer, and then scan your receipt through the app to verify the purchase.
Can the code STGKURO be used outside the United States?
No, Ibotta is a service designed exclusively for the United States. To create an account and redeem the referral bonus, you must be a resident of the US and provide a valid US ZIP code during the registration process.
Does the $5 welcome bonus stack with regular Ibotta cashback offers?
Yes, the $5 welcome bonus is separate from the standard cashback you earn on your purchases. Once you complete your first offer, you receive both the cash value of that specific offer and the $5 sign-up bonus in your account.
Is the bonus paid in cash, gift cards, or store credit?
The Ibotta bonus is credited as a cash balance within your app. Once you reach the platform's minimum cash-out threshold, you can choose to transfer those funds to your PayPal or Venmo account, or convert them into a digital gift card from a variety of retailers.
You can unlock this welcome bonus by using the code STGKURO when you set up your new Ibotta account. Once you complete your very first qualifying offer redemption, that $5 reward lands right in your earnings balance.
Finding an Ibotta coupon $5 off can feel like a scavenger hunt, but using an Ibotta $5 off coupon code like STGKURO makes the process straightforward for new US users. It is a simple, no-nonsense way to get a jumpstart on your cashback journey without jumping through endless hoops.
How Does The Ibotta $5 Off Bonus Actually Work?
The Ibotta $5 bonus is a sign-up reward credited to a new user's Ibotta account after they enter code STGKURO at registration and complete their first qualifying cashback offer. This bonus is designed to reward you for making your first move toward smarter shopping by turning your standard grocery receipts into real cash.
To get started, download the app and create your account while ensuring you are located within the United States. During the signup process, make sure to enter STGKURO to attach the referral bonus to your profile.
Once your account is active, browse the offers tab and select at least one cashback deal for an item you plan to buy. After you purchase that item and scan your receipt or link your loyalty card, the offer credits your account, and the $5 sign-up bonus is triggered.
Using an Ibotta coupon code $5 off first-time user effectively turns your first shopping trip into a profitable one. Once your balance grows, you can withdraw your hard-earned cash via PayPal, Venmo, or your choice of digital gift cards.
It is important to remember that Ibotta coupon codes $5 off are intended to incentivize new users to try the platform. By focusing on your first qualifying redemption, you quickly clear the path to your first cash-out.
Is The Ibotta $5 Off Bonus With Code STGKURO Legit?
Yes, the Ibotta bonus is a legitimate incentive provided by a well-established cashback app that has been helping US shoppers save on groceries and retail purchases for years. The app is widely used across the United States and has built a consistent reputation for delivering cash rewards as promised.
Using the code STGKURO is a verified way to claim the current welcome bonus, provided you follow the standard referral terms set by the company. Always keep in mind that these promotional amounts are subject to change at the company's discretion, and you must complete that first qualifying offer to receive the credit.
When you see people searching for an Ibotta $5 Off Coupon Legit, they are usually looking for reassurance that the platform is safe and the reward is real. Because Ibotta operates as a transparent cashback service, verifying that your Ibotta $5 off coupon legit status is just a matter of checking your earnings balance after your first receipt upload.
Ibotta Coupon $5 Off Explained: What The Referral Bonus Actually Includes
When you see US shoppers searching for an Ibotta coupon $5 off, they are generally looking for a way to maximize their savings from their very first interaction with the app. It is important to realize that this is not a traditional discount that comes off your register total, but rather a $5 cashback credit added to your in-app wallet.
This $5 off Ibotta coupon functions as a welcome incentive that rewards you for becoming an active user. Instead of a one-time price reduction at a store, you are building an account balance that grows with every receipt you scan.
The bonus is a $5 cash credit applied to your Ibotta account balance.
New users qualify by using code STGKURO during signup and completing a first offer.
The reward posts to your account after your first qualifying offer is successfully verified.
Once you reach the minimum balance, you can withdraw your funds through PayPal, Venmo, or various gift card options.
Latest Ibotta Coupon $5 Off First Order: What Triggers The Payout
Your "first order" in the context of Ibotta is simply the first time you redeem a qualifying offer after creating your account. This usually involves buying a specific item listed in the app and then using your phone to scan the receipt, or using a store loyalty card that you have previously linked to your profile.
You must ensure that the item you purchased matches the specific offer you activated in the app before you hit the upload button. As long as your store is a partner and the receipt is submitted within the required window, the system processes your claim and triggers the payout.
Ensure you use code STGKURO during the initial signup phase.
Activate your chosen offer in the app before you head to the store.
Purchase the exact item and store it in your records until the receipt is processed.
Look for an Ibotta coupon code $5 off first order to ensure you are meeting all eligibility requirements for your Ibotta coupon code first order incentive.
Many users find that utilizing an Ibotta coupon code $5 off first time user makes their initial experience with the app feel much more rewarding. Just double-check your receipt details before scanning to avoid any processing delays.
Ibotta Promo Code $5 Off For New Users In 2026
New US users who take the time to use code STGKURO at the start of their journey gain more than just a welcome bonus. You are immediately granted full access to an extensive library of cashback opportunities that cover everything from grocery staples to everyday household essentials.
This gives you a dual advantage: the $5 bonus for your first successful activity and the ongoing ability to stack savings across hundreds of retailers. It is a smart way to turn routine shopping into a consistent stream of extra money.
Sign up with code STGKURO to initiate your $5 welcome bonus.
Search for an Ibotta coupon $5 off to confirm current active referral promotions.
Activate offers before you shop to ensure your cashback is tracked correctly.
Check the app for an Ibotta coupon code $5 off to see if any seasonal modifiers apply to your account.
Step-By-Step — How To Redeem The Ibotta Coupon $5 Off For New Customers
Download the Ibotta app from the official App Store or Google Play store.
Create your new account using a US ZIP code and your verified contact information.
Enter the referral code STGKURO during the signup flow when the app asks for a code.
Browse the offers tab and tap the plus sign to activate at least one cashback offer that fits your shopping list.
Buy the qualifying product and either scan your receipt or ensure your loyalty card is properly linked.
The $5 bonus is then credited to your balance, helping you reach your cash-out threshold faster.
When you use an Ibotta $5 coupon correctly, the process is seamless and saves you from complex paperwork. Make sure you are using the correct Ibotta $5 off coupon code for new users to guarantee the bonus attaches to your profile successfully.
Ibotta Coupon $5 Off For Existing Customers: What's Realistic
Existing users often look for an Ibotta coupon $5 off for existing customers free shipping when they want to save more, but it is important to clarify that Ibotta is a cashback app, not an online retailer. Because Ibotta does not ship products, there is never a shipping cost associated with the app, meaning you don't need to worry about shipping-related discounts.
If you already have an account, the best way to earn is through the dedicated Bonuses tab, which hosts various challenges to boost your earnings. You can also stack your Ibotta rewards with store loyalty programs and manufacturer coupons for even more value.
While the welcome bonus is strictly for new accounts, using Ibotta $5 coupon codes for existing users is essentially done by participating in the refer-a-friend program. Your own unique referral code allows you to earn a cash bonus for every friend who signs up and completes their first offer.
How To Use The Ibotta Coupon Code $5 Off For Existing Customers
Share your personal referral code found in your app settings with friends and family.
Complete the weekly challenges found in the Bonuses tab to maximize your activity.
Link all your grocery and pharmacy loyalty cards in the app to automate the cashback process.
Watch for limited-time promotions where Ibotta offers higher cashback rates on specific items.
Remember that finding an Ibotta coupon code $5 off for your own account isn't possible, but you can leverage your status to help others.
Using an Ibotta coupon $5 off code as an existing member means focusing on consistent, long-term habit building rather than one-time sign-up bonuses.
How To Earn Ibotta $5 Coupons As A New Customer
New US customers earn the $5 Ibotta bonus by signing up with code STGKURO and redeeming their first qualifying cashback offer within the redemption window. This is the most efficient way to ensure your reward is processed without any extra steps.
Once you have used your code and completed that first purchase, the bonus is automatically applied to your account. From that point on, you should continue to scan your grocery receipts and link your loyalty cards to keep your earnings moving upward.
By regularly checking the app, you will find that stacking offers is the best strategy to supplement the initial Ibotta coupon code $5 off. Even after your first deposit, hunting for a $5 off Ibotta coupon code isn't necessary because your ongoing activity will naturally lead to more substantial cashback returns.
Advantages Of Using The Ibotta Coupon $5 Off
You receive a $5 cashback bonus credited to your account after your first qualifying redemption.
The platform has extensive coverage across major US grocery, drugstore, and big-box retailers.
There are multiple ways to withdraw your funds, including PayPal, Venmo, and gift cards.
You can easily stack your Ibotta cashback with manufacturer coupons and store-specific loyalty programs.
Using an Ibotta coupon code $5 off is a low-effort way to get started with a platform that pays you to shop.
Most offers only require a simple receipt scan or a one-time loyalty card link, making an Ibotta coupon code $5 off highly accessible.
Ibotta $5 Discount Code: Bonus Stack For New And Existing Customers
New users should prioritize using code STGKURO to secure their welcome bonus immediately. Once that is out of the way, both new and long-time users can focus on the Bonuses tab and seasonal promotions to keep the cash flowing.
Existing users should look toward the refer-a-friend program to earn their own bonuses. By staying active and participating in the community-focused rewards, you ensure your earnings potential remains high throughout the year.
New users get $5 by using STGKURO and completing their first qualifying redemption.
Existing users can earn significant amounts through the refer-a-friend program.
Weekly challenges in the Bonuses tab are available for all active participants.
Always look for an Ibotta $5 off coupon code or a $5 off Ibotta coupon code to keep your account balance growing.
Pros And Cons Of Using The Ibotta Coupon Code $5 Off This Month
It is an established US cashback platform with a proven track record.
The $5 welcome bonus is available to any new US account using code STGKURO.
Redemption is simple and does not require any manual coupon entry at the store register.
You have the flexibility to choose from various cash-out methods like PayPal or gift cards.
Ongoing weekly Bonuses tab rewards help you keep earning long after the initial bonus.
The welcome bonus is not instant and requires the first qualifying offer to be redeemed.
The platform is US-only, meaning users outside the country cannot participate in the program.
When searching for an Ibotta coupon $5 off code, always ensure you are using a reliable source to verify your code. Finding a legitimate Ibotta $5 off coupon helps you start your cashback journey on the right foot.
Terms And Conditions Of Using The Ibotta Coupon $5 Off In 2026
The code STGKURO is intended for new Ibotta accounts only.
The $5 welcome bonus is only credited after the first qualifying offer redemption is processed.
There is a minimum cash-out balance required before you can withdraw your earnings.
Promotional bonus amounts are set by Ibotta and are subject to change without notice.
All accounts must adhere to Ibotta's standard referral and program terms.
You must be located in the United States and use a valid US ZIP code to create an account.
People often search for an Ibotta coupon code $5 off free shipping, but because Ibotta is not a retailer, no shipping is involved.
Make sure to apply the latest Ibotta coupon code $5 off to ensure you are getting the most up-to-date promotion.
Where To Find The Ibotta Coupon Code $5 Off
The best way to find a working code is to use the referral link provided by a trusted reviewer or a friend who already uses the app. While social media can be a source of codes, be aware that those posts can often be outdated or may have already reached their referral limits.
If you are hunting for an Ibotta coupon $5 off, sticking to established, reputable review sites is your safest bet. Avoid clicking on links from unverified sources, and always verify that an Ibotta coupon $5 off Reddit thread or forum post is current before you attempt to apply the code.
Final Note — Use The Latest Ibotta Coupon Code $5 Off
Securing that $5 welcome bonus with code STGKURO is one of the easiest ways to start saving money on your weekly grocery hauls. It is the lowest-effort win you will set up all month, turning a standard chore into an earning opportunity.
Remember that Ibotta frequently refreshes its acquisition campaigns, so take advantage of the current Ibotta coupon code $5 off while it is active. We hope this guide helps you maximize your savings as you look for your next Ibotta coupon $5 off.
FAQs Of Ibotta $5 Off Coupon
Does the $5 bonus post immediately after I sign up with STGKURO?
The $5 bonus is not instant. It is credited to your Ibotta earnings balance only after you have successfully completed your first qualifying offer redemption, which involves scanning an eligible receipt or using a linked loyalty card.
What counts as a "first qualifying offer" on Ibotta?
A qualifying offer is any product promotion currently active in your Ibotta app that you select and purchase. You must buy the specific item, ensure it is at a participating retailer, and then scan your receipt through the app to verify the purchase.
Can the code STGKURO be used outside the United States?
No, Ibotta is a service designed exclusively for the United States. To create an account and redeem the referral bonus, you must be a resident of the US and provide a valid US ZIP code during the registration process.
Does the $5 welcome bonus stack with regular Ibotta cashback offers?
Yes, the $5 welcome bonus is separate from the standard cashback you earn on your purchases. Once you complete your first offer, you receive both the cash value of that specific offer and the $5 sign-up bonus in your account.
Is the bonus paid in cash, gift cards, or store credit?
The Ibotta bonus is credited as a cash balance within your app. Once you reach the platform's minimum cash-out threshold, you can choose to transfer those funds to your PayPal or Venmo account, or convert them into a digital gift card from a variety of retailers.